{"id":383175,"date":"2026-09-09T17:42:16","date_gmt":"2026-09-09T17:42:16","guid":{"rendered":"https:\/\/caringseniorservice.com\/chattanooga\/?page_id=383175"},"modified":"2026-09-09T20:36:00","modified_gmt":"2026-09-09T20:36:00","slug":"long-term-care-insurance","status":"publish","type":"page","link":"https:\/\/caringseniorservice.com\/chattanooga\/long-term-care-insurance\/","title":{"rendered":"Long Term Care Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; 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-->.ltc-btn-white:hover {<!-- [et_pb_line_break_holder] -->    background: #f3f5f6;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-color: #f3f5f6;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-btn-outline-white {<!-- [et_pb_line_break_holder] -->    background: transparent;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-color: rgba(255,255,255,.9);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #fff !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-btn-outline-white:hover {<!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-color: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-blue) !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   HERO<!-- [et_pb_line_break_holder] -->   ALL HERO TEXT IS MONTSERRAT<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-hero {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    min-height: 700px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    padding: 175px 0 145px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background:<!-- [et_pb_line_break_holder] -->        linear-gradient(<!-- [et_pb_line_break_holder] -->            90deg,<!-- [et_pb_line_break_holder] -->            rgba(255,255,255,.95) 0%,<!-- [et_pb_line_break_holder] -->            rgba(255,255,255,.89) 38%,<!-- [et_pb_line_break_holder] -->            rgba(255,255,255,.64) 66%,<!-- [et_pb_line_break_holder] -->            rgba(255,255,255,.54) 100%<!-- [et_pb_line_break_holder] -->        ),<!-- [et_pb_line_break_holder] -->        url(\"https:\/\/css-bucket.mkc1.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/sites\/33\/2024\/08\/Senior20couple20reviewing20finances.jpg\");<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background-repeat: no-repeat;<!-- [et_pb_line_break_holder] -->    background-position: center center;<!-- [et_pb_line_break_holder] -->    background-size: cover;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-family: \"Montserrat\", Arial, sans-serif !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-hero,<!-- [et_pb_line_break_holder] -->.ltc-hero *,<!-- [et_pb_line_break_holder] -->.ltc-hero h1,<!-- [et_pb_line_break_holder] -->.ltc-hero p,<!-- [et_pb_line_break_holder] -->.ltc-hero a,<!-- [et_pb_line_break_holder] -->.ltc-hero strong,<!-- [et_pb_line_break_holder] -->.ltc-hero div {<!-- [et_pb_line_break_holder] -->    font-family: \"Montserrat\", Arial, sans-serif !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-hero-content {<!-- [et_pb_line_break_holder] -->    max-width: 780px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-hero h1 {<!-- [et_pb_line_break_holder] -->    max-width: 780px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-top: 0 !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #1a508d;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-hero-lead {<!-- [et_pb_line_break_holder] -->    max-width: 760px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #174f83;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 20px;<!-- [et_pb_line_break_holder] -->    line-height: 1.65;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-local-note {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 12px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-top: 23px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #194b79;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 15px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-local-icon {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 44px;<!-- [et_pb_line_break_holder] -->    height: 44px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    flex: 0 0 44px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 50%;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: rgba(22,79,140,.10);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-blue);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-local-icon svg {<!-- [et_pb_line_break_holder] -->    width: 22px;<!-- [et_pb_line_break_holder] -->    height: 22px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   TWO COLUMN<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-two-col {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: 1fr 1fr;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 64px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   COVERAGE PANEL<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-panel {<!-- [et_pb_line_break_holder] -->    padding: 34px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 1px solid var(--ltc-border);<!-- [et_pb_line_break_holder] -->    border-radius: 24px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-light);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-panel h3 {<!-- [et_pb_line_break_holder] -->    margin-bottom: 18px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 23px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-coverage-grid {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: 1fr 1fr;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 10px 24px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-coverage-item {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: flex-start;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 9px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    padding: 8px 0;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-heading);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-weight: 600;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-tick {<!-- [et_pb_line_break_holder] -->    color: var(--ltc-red);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-weight: 900;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   PROVIDERS<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-provider-section {<!-- [et_pb_line_break_holder] -->    background: var(--ltc-blue-deep);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-provider-section h2,<!-- [et_pb_line_break_holder] -->.ltc-provider-section p {<!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-provider-section .ltc-kicker {<!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-provider-grid {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    flex-wrap: wrap;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 12px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    max-width: 1040px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin: 32px auto 25px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-provider {<!-- [et_pb_line_break_holder] -->    display: inline-flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    min-height: 50px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    padding: 11px 21px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 999px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-blue);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-weight: 700;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    box-shadow: 0 5px 12px rgba(0,0,0,.07);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-provider-featured {<!-- [et_pb_line_break_holder] -->    box-shadow:<!-- [et_pb_line_break_holder] -->        0 0 0 3px var(--ltc-red),<!-- [et_pb_line_break_holder] -->        0 5px 12px rgba(0,0,0,.07);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-provider-copy {<!-- [et_pb_line_break_holder] -->    max-width: 850px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-left: auto;<!-- [et_pb_line_break_holder] -->    margin-right: auto;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: rgba(255,255,255,.91) !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    text-align: center;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   ADL CARD<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-adl-card {<!-- [et_pb_line_break_holder] -->    padding: 34px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 1px solid var(--ltc-border);<!-- [et_pb_line_break_holder] -->    border-radius: 24px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    box-shadow: 0 10px 28px rgba(20,60,90,.06);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-adl-grid {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: 1fr 1fr;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 11px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-top: 20px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-adl {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 10px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    padding: 12px 14px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 14px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-light);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-heading);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-weight: 700;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-adl-number {<!-- [et_pb_line_break_holder] -->    display: inline-flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 28px;<!-- [et_pb_line_break_holder] -->    height: 28px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    flex: 0 0 28px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 50%;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-blue);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 12px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-policy-note {<!-- [et_pb_line_break_holder] -->    margin-top: 17px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    padding: 15px 16px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-left: 4px solid var(--ltc-red);<!-- [et_pb_line_break_holder] -->    border-radius: 14px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-light);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 14px;<!-- [et_pb_line_break_holder] -->    line-height: 1.55;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   POLICY INFO<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-info-grid {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: 1fr 1fr;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 25px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-info-card {<!-- [et_pb_line_break_holder] -->    padding: 35px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 1px solid var(--ltc-border);<!-- [et_pb_line_break_holder] -->    border-radius: 24px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    box-shadow: 0 8px 25px rgba(20,60,90,.05);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-info-icon {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 58px;<!-- [et_pb_line_break_holder] -->    height: 58px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-bottom: 20px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 18px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-soft-blue);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-blue);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-info-icon svg {<!-- [et_pb_line_break_holder] -->    width: 29px;<!-- [et_pb_line_break_holder] -->    height: 29px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-info-card h3 {<!-- [et_pb_line_break_holder] -->    font-size: 24px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   CARESCOUT<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-accreditation {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: 320px 1fr;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    overflow: hidden;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 1px solid var(--ltc-border);<!-- [et_pb_line_break_holder] -->    border-radius: 28px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    box-shadow: 0 10px 30px rgba(20,60,90,.06);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-accreditation-left {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    flex-direction: column;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    padding: 44px 30px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-blue);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    text-align: center;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-badge-icon {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 100px;<!-- [et_pb_line_break_holder] -->    height: 100px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-bottom: 20px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 3px solid rgba(255,255,255,.95);<!-- [et_pb_line_break_holder] -->    border-radius: 50%;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-badge-icon svg {<!-- [et_pb_line_break_holder] -->    width: 44px;<!-- [et_pb_line_break_holder] -->    height: 44px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-accreditation-left strong {<!-- [et_pb_line_break_holder] -->    font-size: 19px;<!-- [et_pb_line_break_holder] -->    line-height: 1.4;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-accreditation-right {<!-- [et_pb_line_break_holder] -->    padding: 44px 48px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   SERVICE CARDS<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-services-grid {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: repeat(4, 1fr);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 20px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-service-card {<!-- [et_pb_line_break_holder] -->    padding: 28px 23px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 1px solid var(--ltc-border);<!-- [et_pb_line_break_holder] -->    border-radius: 22px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    text-align: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    transition: all .2s ease;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-service-card:hover {<!-- [et_pb_line_break_holder] -->    transform: translateY(-4px);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-color: #cad8e2;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    box-shadow: 0 12px 30px rgba(20,60,90,.08);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-service-icon {<!-- [et_pb_line_break_holder] -->    display: flex !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 96px;<!-- [et_pb_line_break_holder] -->    height: 96px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin: 0 auto 18px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    overflow: visible !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: transparent !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-service-icon img {<!-- [et_pb_line_break_holder] -->    display: block !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 86px !important;<!-- [et_pb_line_break_holder] -->    height: 86px !important;<!-- [et_pb_line_break_holder] -->    max-width: 86px !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin: 0 auto !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    object-fit: contain;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    opacity: 1 !important;<!-- [et_pb_line_break_holder] -->    visibility: visible !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    transform: none !important;<!-- [et_pb_line_break_holder] -->    filter: none !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-service-card h3 {<!-- [et_pb_line_break_holder] -->    margin-bottom: 7px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 19px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-service-card p {<!-- [et_pb_line_break_holder] -->    margin: 0;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 14px;<!-- [et_pb_line_break_holder] -->    line-height: 1.55;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   WHY FAMILIES CHOOSE CARING<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-why-grid {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: repeat(3, 1fr);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 22px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-why-card {<!-- [et_pb_line_break_holder] -->    padding: 31px 29px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 1px solid var(--ltc-border);<!-- [et_pb_line_break_holder] -->    border-radius: 22px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    text-align: left;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    transition: all .2s ease;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-why-card:hover {<!-- [et_pb_line_break_holder] -->    transform: translateY(-4px);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-color: #cad8e2;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    box-shadow: 0 12px 30px rgba(20,60,90,.08);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-why-icon {<!-- [et_pb_line_break_holder] -->    display: flex !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 64px;<!-- [et_pb_line_break_holder] -->    height: 64px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-bottom: 19px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 50%;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-soft-blue);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-blue);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    visibility: visible !important;<!-- [et_pb_line_break_holder] -->    opacity: 1 !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-why-icon i {<!-- [et_pb_line_break_holder] -->    display: inline-block !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-blue) !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-family: \"Font Awesome 6 Free\" !important;<!-- [et_pb_line_break_holder] -->    font-size: 29px !important;<!-- [et_pb_line_break_holder] -->    font-style: normal !important;<!-- [et_pb_line_break_holder] -->    font-weight: 900 !important;<!-- [et_pb_line_break_holder] -->    line-height: 1 !important;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    opacity: 1 !important;<!-- [et_pb_line_break_holder] -->    visibility: visible !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-why-card h3 {<!-- [et_pb_line_break_holder] -->    margin-bottom: 8px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 20px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-why-card p {<!-- [et_pb_line_break_holder] -->    margin: 0;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 15px;<!-- [et_pb_line_break_holder] -->    line-height: 1.6;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   IVAN CTA<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-cta {<!-- [et_pb_line_break_holder] -->    position: relative;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    grid-template-columns: 1fr auto;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    gap: 50px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    overflow: hidden;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    padding: 50px 52px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 30px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-blue-deep);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-cta:after {<!-- [et_pb_line_break_holder] -->    content: \"\";<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    position: absolute;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    right: -90px;<!-- [et_pb_line_break_holder] -->    top: -120px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 300px;<!-- [et_pb_line_break_holder] -->    height: 300px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border: 50px solid rgba(255,255,255,.035);<!-- [et_pb_line_break_holder] -->    border-radius: 50%;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-cta > * {<!-- [et_pb_line_break_holder] -->    position: relative;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    z-index: 2;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-cta h2,<!-- [et_pb_line_break_holder] -->.ltc-owner-cta p {<!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-cta p {<!-- [et_pb_line_break_holder] -->    max-width: 790px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: rgba(255,255,255,.92);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-cta .ltc-kicker {<!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-mark {<!-- [et_pb_line_break_holder] -->    display: flex;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    flex-direction: column;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 135px;<!-- [et_pb_line_break_holder] -->    height: 135px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    border-radius: 50%;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: var(--ltc-blue);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    box-shadow: 0 12px 28px rgba(0,0,0,.12);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-mark strong {<!-- [et_pb_line_break_holder] -->    font-family: \"Poppins\", Arial, sans-serif;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 41px;<!-- [et_pb_line_break_holder] -->    line-height: 1;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-owner-mark span {<!-- [et_pb_line_break_holder] -->    margin-top: 8px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-family: \"Poppins\", Arial, sans-serif;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 11px;<!-- [et_pb_line_break_holder] -->    font-weight: 800;<!-- [et_pb_line_break_holder] -->    line-height: 1;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    letter-spacing: .9px;<!-- [et_pb_line_break_holder] -->    text-transform: uppercase;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   FINAL CTA<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-final-cta {<!-- [et_pb_line_break_holder] -->    padding: 72px 0 78px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin: 0;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-red);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    text-align: center;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-final-cta h2,<!-- [et_pb_line_break_holder] -->.ltc-final-cta p {<!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-final-cta h2 {<!-- [et_pb_line_break_holder] -->    max-width: 820px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-left: auto;<!-- [et_pb_line_break_holder] -->    margin-right: auto;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-final-cta p {<!-- [et_pb_line_break_holder] -->    max-width: 760px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin-left: auto;<!-- [et_pb_line_break_holder] -->    margin-right: auto;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    color: rgba(255,255,255,.95);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    font-size: 18px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-final-buttons {<!-- [et_pb_line_break_holder] -->    justify-content: center;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   FOOTER DIVIDER<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-footer-divider {<!-- [et_pb_line_break_holder] -->    position: relative;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    display: block;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 100%;<!-- [et_pb_line_break_holder] -->    height: 112px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin: -1px 0 -1px 0;<!-- [et_pb_line_break_holder] -->    padding: 0;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    overflow: hidden;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    background: var(--ltc-red);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    line-height: 0;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ltc-footer-divider svg {<!-- [et_pb_line_break_holder] -->    position: absolute;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    left: 0;<!-- [et_pb_line_break_holder] -->    bottom: -1px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    display: block;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    width: 100%;<!-- [et_pb_line_break_holder] -->    height: 113px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    margin: 0;<!-- [et_pb_line_break_holder] -->    padding: 0;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   TABLET<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->@media (max-width: 980px) {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-two-col,<!-- [et_pb_line_break_holder] -->    .ltc-accreditation,<!-- [et_pb_line_break_holder] -->    .ltc-owner-cta {<!-- [et_pb_line_break_holder] -->        grid-template-columns: 1fr;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-two-col {<!-- [et_pb_line_break_holder] -->        gap: 40px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-services-grid {<!-- [et_pb_line_break_holder] -->        grid-template-columns: repeat(2, 1fr);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-why-grid {<!-- [et_pb_line_break_holder] -->        grid-template-columns: repeat(2, 1fr);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-owner-mark {<!-- [et_pb_line_break_holder] -->        display: none;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-section {<!-- [et_pb_line_break_holder] -->        padding: 68px 0;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-hero {<!-- [et_pb_line_break_holder] -->        min-height: 650px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        padding: 150px 0 125px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        background-position: 58% center;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* =========================================================<!-- [et_pb_line_break_holder] -->   MOBILE<!-- [et_pb_line_break_holder] -->========================================================= *\/<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->@media (max-width: 680px) {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-container {<!-- [et_pb_line_break_holder] -->        width: min(100% - 30px, 1180px);<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-shell {<!-- [et_pb_line_break_holder] -->        font-size: 16px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-shell h1 {<!-- [et_pb_line_break_holder] -->        font-size: 39px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-shell h2 {<!-- [et_pb_line_break_holder] -->        font-size: 30px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-section,<!-- [et_pb_line_break_holder] -->    .ltc-section-small {<!-- [et_pb_line_break_holder] -->        padding: 55px 0;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-wave-white,<!-- [et_pb_line_break_holder] -->    .ltc-wave-light,<!-- [et_pb_line_break_holder] -->    .ltc-wave-blue,<!-- [et_pb_line_break_holder] -->    .ltc-wave-red {<!-- [et_pb_line_break_holder] -->        padding-bottom: 100px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-wave-white:after,<!-- [et_pb_line_break_holder] -->    .ltc-wave-light:after,<!-- [et_pb_line_break_holder] -->    .ltc-wave-blue:after,<!-- [et_pb_line_break_holder] -->    .ltc-wave-red:after {<!-- [et_pb_line_break_holder] -->        height: 62px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-hero {<!-- [et_pb_line_break_holder] -->        min-height: 650px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        align-items: flex-start;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        padding: 130px 0 105px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        background:<!-- [et_pb_line_break_holder] -->            linear-gradient(<!-- [et_pb_line_break_holder] -->                90deg,<!-- [et_pb_line_break_holder] -->                rgba(255,255,255,.96) 0%,<!-- [et_pb_line_break_holder] -->                rgba(255,255,255,.90) 58%,<!-- [et_pb_line_break_holder] -->                rgba(255,255,255,.69) 100%<!-- [et_pb_line_break_holder] -->            ),<!-- [et_pb_line_break_holder] -->            url(\"https:\/\/css-bucket.mkc1.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/sites\/33\/2024\/08\/Senior20couple20reviewing20finances.jpg\");<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        background-repeat: no-repeat;<!-- [et_pb_line_break_holder] -->        background-position: 61% center;<!-- [et_pb_line_break_holder] -->        background-size: cover;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-hero-lead {<!-- [et_pb_line_break_holder] -->        font-size: 18px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-coverage-grid,<!-- [et_pb_line_break_holder] -->    .ltc-adl-grid,<!-- [et_pb_line_break_holder] -->    .ltc-info-grid,<!-- [et_pb_line_break_holder] -->    .ltc-services-grid,<!-- [et_pb_line_break_holder] -->    .ltc-why-grid {<!-- [et_pb_line_break_holder] -->        grid-template-columns: 1fr;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-panel,<!-- [et_pb_line_break_holder] -->    .ltc-adl-card,<!-- [et_pb_line_break_holder] -->    .ltc-info-card {<!-- [et_pb_line_break_holder] -->        padding: 24px 21px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        border-radius: 19px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-accreditation {<!-- [et_pb_line_break_holder] -->        border-radius: 21px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-accreditation-right {<!-- [et_pb_line_break_holder] -->        padding: 30px 24px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-owner-cta {<!-- [et_pb_line_break_holder] -->        padding: 35px 25px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        border-radius: 22px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-buttons,<!-- [et_pb_line_break_holder] -->    .ltc-final-buttons {<!-- [et_pb_line_break_holder] -->        flex-direction: column;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        align-items: stretch;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-btn {<!-- [et_pb_line_break_holder] -->        width: 100%;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-provider {<!-- [et_pb_line_break_holder] -->        width: 100%;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-final-cta {<!-- [et_pb_line_break_holder] -->        padding: 60px 0;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-footer-divider {<!-- [et_pb_line_break_holder] -->        height: 72px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    .ltc-footer-divider svg {<!-- [et_pb_line_break_holder] -->        height: 73px;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"ltc-shell\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- HERO --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-hero ltc-wave-white\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-hero-content\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<h1><!-- [et_pb_line_break_holder] -->                Use Your Long-Term Care Insurance for Home Care in Chattanooga<!-- [et_pb_line_break_holder] -->            <\/h1>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <pee class=\"ltc-hero-lead\"><!-- [et_pb_line_break_holder] -->                If you or a loved one has been paying for long-term care insurance<!-- [et_pb_line_break_holder] -->                for years, it may be time to put those benefits to work.<!-- [et_pb_line_break_holder] -->            <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <pee class=\"ltc-hero-lead\"><!-- [et_pb_line_break_holder] -->                Caring Senior Service in Chattanooga regularly works with families<!-- [et_pb_line_break_holder] -->                using long-term care insurance to help pay for trusted in-home<!-- [et_pb_line_break_holder] -->                senior care.<!-- [et_pb_line_break_holder] -->            <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-buttons\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <a<!-- [et_pb_line_break_holder] -->                href=&#8221;tel:+14234555530&#8243;<!-- [et_pb_line_break_holder] -->                class=&#8221;ltc-btn ltc-btn-red&#8221;><!-- [et_pb_line_break_holder] -->                    Call Ivan: (423) 455-5530<!-- [et_pb_line_break_holder] -->                <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <a<!-- [et_pb_line_break_holder] -->                href=&#8221;https:\/\/caringseniorservice.com\/chattanooga\/contact\/&#8221;<!-- [et_pb_line_break_holder] -->                class=&#8221;ltc-btn ltc-btn-blue&#8221;><!-- [et_pb_line_break_holder] -->                    Ask About Your Coverage<!-- [et_pb_line_break_holder] -->                <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-local-note\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-local-icon\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <svg<!-- [et_pb_line_break_holder] -->                    viewBox=&#8221;0 0 24 24&#8243;<!-- [et_pb_line_break_holder] -->                    fill=&#8221;none&#8221;<!-- [et_pb_line_break_holder] -->                    stroke=&#8221;currentColor&#8221;<!-- [et_pb_line_break_holder] -->                    stroke-width=&#8221;2&#8243;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M12 21s7-5.2 7-12a7 7 0 1 0-14 0c0 6.8 7 12 7 12z\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <circle cx=\"12\" cy=\"9\" r=\"2.5\"><\/circle><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/svg><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div><!-- [et_pb_line_break_holder] -->                    Questions about your policy?<!-- [et_pb_line_break_holder] -->                    <strong>Ask to speak with Ivan Widen.<\/strong><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- CAN LONG TERM CARE INSURANCE PAY FOR HOME CARE --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section ltc-white\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-two-col\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                    Using Your Benefits<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                    Can Long-Term Care Insurance Pay for Home Care?<!-- [et_pb_line_break_holder] -->                <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Yes. Many long-term care insurance policies include benefits<!-- [et_pb_line_break_holder] -->                    that can be used toward in-home care services.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Caring Senior Service in Chattanooga works with families who<!-- [et_pb_line_break_holder] -->                    are trying to determine when benefits begin, what services are<!-- [et_pb_line_break_holder] -->                    covered, and how to start using a policy they may have been<!-- [et_pb_line_break_holder] -->                    paying into for decades.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Ivan Widen and the Caring Senior Service team can help you<!-- [et_pb_line_break_holder] -->                    better understand how your coverage may fit into a home care plan.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-buttons\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <a<!-- [et_pb_line_break_holder] -->                    href=&#8221;tel:+14234555530&#8243;<!-- [et_pb_line_break_holder] -->                    class=&#8221;ltc-btn ltc-btn-blue&#8221;><!-- [et_pb_line_break_holder] -->                        Talk to Ivan About Your Policy<!-- [et_pb_line_break_holder] -->                    <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-panel\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Long-Term Care Insurance May Help With:<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-coverage-grid\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Bathing &#038; Personal Care<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Dressing &#038; Grooming<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Mobility &#038; Transfers<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Meal Preparation<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Medication Reminders<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Transportation &#038; Errands<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Light Housekeeping<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Companionship<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Respite Care<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-coverage-item\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-tick\">\u2713<\/span><!-- [et_pb_line_break_holder] -->                        <span>Dementia Care<\/span><!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- INSURANCE PROVIDERS --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section-small ltc-provider-section ltc-wave-light\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-heading-center\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                Insurance Providers<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                We Work With Major Long-Term Care Insurance Providers<!-- [et_pb_line_break_holder] -->            <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <pee><!-- [et_pb_line_break_holder] -->                Our Chattanooga team frequently works with families who have<!-- [et_pb_line_break_holder] -->                long-term care insurance policies through many of the country&#8217;s<!-- [et_pb_line_break_holder] -->                leading providers.<!-- [et_pb_line_break_holder] -->            <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-provider-grid\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider ltc-provider-featured\"><!-- [et_pb_line_break_holder] -->                Genworth Financial<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                John Hancock<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                MetLife<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                MassMutual<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                Mutual of Omaha<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                Unum<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                Davies Life &#038; Health<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                Allianz<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-provider\"><!-- [et_pb_line_break_holder] -->                AARP<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <pee class=\"ltc-provider-copy\"><!-- [et_pb_line_break_holder] -->            Genworth Financial is one of the providers we see most often, but<!-- [et_pb_line_break_holder] -->            every policy is different, even when it is issued by the same<!-- [et_pb_line_break_holder] -->            insurance company. Benefit amounts, elimination periods, covered<!-- [et_pb_line_break_holder] -->            services, and claim requirements can vary based on the individual policy.<!-- [et_pb_line_break_holder] -->        <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- USING YOUR BENEFITS --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section ltc-light ltc-wave-white\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-two-col\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                    Know When to Use Your Benefits<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                    You&#8217;ve Paid Into Your Policy. Let&#8217;s Help You Use It.<!-- [et_pb_line_break_holder] -->                <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Many seniors have paid long-term care insurance premiums for<!-- [et_pb_line_break_holder] -->                    years or even decades specifically so support would be available<!-- [et_pb_line_break_holder] -->                    when they eventually needed care.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Unfortunately, families do not always realize when it is time<!-- [et_pb_line_break_holder] -->                    to start using those benefits.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    If everyday tasks are becoming more difficult, a senior has<!-- [et_pb_line_break_holder] -->                    experienced a change in health, or family members are providing<!-- [et_pb_line_break_holder] -->                    more and more assistance, it may be worth reviewing the policy.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Generally, there are two common ways someone may qualify for<!-- [et_pb_line_break_holder] -->                    long-term care insurance benefits: needing help with at least<!-- [et_pb_line_break_holder] -->                    two Activities of Daily Living, or having dementia or another<!-- [et_pb_line_break_holder] -->                    qualifying cognitive impairment.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-buttons\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <a<!-- [et_pb_line_break_holder] -->                    href=&#8221;tel:+14234555530&#8243;<!-- [et_pb_line_break_holder] -->                    class=&#8221;ltc-btn ltc-btn-red&#8221;><!-- [et_pb_line_break_holder] -->                        Not Sure? Give Ivan a Call<!-- [et_pb_line_break_holder] -->                    <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-adl-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Two Common Long-Term Care Insurance Qualifiers<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    <strong>1. Help With at Least 2 Activities of Daily Living<\/strong><!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Many policies look at whether a senior needs help with at<!-- [et_pb_line_break_holder] -->                    least two everyday activities such as:<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-adl-grid\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-adl\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-adl-number\">1<\/span><!-- [et_pb_line_break_holder] -->                        Bathing<!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-adl\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-adl-number\">2<\/span><!-- [et_pb_line_break_holder] -->                        Dressing<!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-adl\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-adl-number\">3<\/span><!-- [et_pb_line_break_holder] -->                        Eating<!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-adl\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-adl-number\">4<\/span><!-- [et_pb_line_break_holder] -->                        Toileting<!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-adl\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-adl-number\">5<\/span><!-- [et_pb_line_break_holder] -->                        Transferring<!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/p>\n<div class=\"ltc-adl\"><!-- [et_pb_line_break_holder] -->                        <span class=\"ltc-adl-number\">6<\/span><!-- [et_pb_line_break_holder] -->                        Continence<!-- [et_pb_line_break_holder] -->                    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-policy-note\"><!-- [et_pb_line_break_holder] -->                    <strong>2. Dementia or Another Qualifying Cognitive Impairment<\/strong><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                    Dementia may qualify someone for long-term care insurance<!-- [et_pb_line_break_holder] -->                    benefits regardless of their ADL needs, depending on the policy.<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- IMPORTANT POLICY DETAILS --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section ltc-white ltc-wave-light\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-heading-center\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                Important Policy Details<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                Two Things Families Sometimes Overlook<!-- [et_pb_line_break_holder] -->            <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <pee><!-- [et_pb_line_break_holder] -->                Understanding how your policy works before care becomes urgent<!-- [et_pb_line_break_holder] -->                can help you plan ahead and make the process easier.<!-- [et_pb_line_break_holder] -->            <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-info-grid\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-info-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-info-icon\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <svg<!-- [et_pb_line_break_holder] -->                    viewBox=&#8221;0 0 24 24&#8243;<!-- [et_pb_line_break_holder] -->                    fill=&#8221;none&#8221;<!-- [et_pb_line_break_holder] -->                    stroke=&#8221;currentColor&#8221;<!-- [et_pb_line_break_holder] -->                    stroke-width=&#8221;1.8&#8243;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M15 8.5c-.8-.7-1.8-1-3-1-1.7 0-3 .8-3 2s1.1 1.8 3 2.2c1.9.4 3 1 3 2.3s-1.3 2.2-3 2.2c-1.3 0-2.4-.4-3.2-1.2\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M12 5.8v12.4\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/svg><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    You May Be Able to Stop Paying Premiums Once Benefits Begin<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Many long-term care insurance policies include a feature<!-- [et_pb_line_break_holder] -->                    known as a <strong>waiver of premium.<\/strong><!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Depending on the policy, once a senior qualifies for benefits<!-- [et_pb_line_break_holder] -->                    and the insurance company begins paying for care, the<!-- [et_pb_line_break_holder] -->                    policyholder may no longer be required to continue paying premiums.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    For someone who has spent years paying into a long-term care<!-- [et_pb_line_break_holder] -->                    insurance policy, activating those benefits may help cover<!-- [et_pb_line_break_holder] -->                    needed home care while potentially eliminating an ongoing<!-- [et_pb_line_break_holder] -->                    insurance premium.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Requirements and timing vary, so it is important to review<!-- [et_pb_line_break_holder] -->                    your individual coverage.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-info-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-info-icon\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <svg<!-- [et_pb_line_break_holder] -->                    viewBox=&#8221;0 0 24 24&#8243;<!-- [et_pb_line_break_holder] -->                    fill=&#8221;none&#8221;<!-- [et_pb_line_break_holder] -->                    stroke=&#8221;currentColor&#8221;<!-- [et_pb_line_break_holder] -->                    stroke-width=&#8221;1.8&#8243;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <circle cx=\"12\" cy=\"13\" r=\"8\"><\/circle><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M12 9v4l3 2\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M9 3h6\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M12 3v2\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/svg><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Understanding Your Waiting Period<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Many long-term care insurance policies have an<!-- [et_pb_line_break_holder] -->                    <strong>elimination period<\/strong>, sometimes referred to<!-- [et_pb_line_break_holder] -->                    as a waiting period.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    This is a set period that must be satisfied before the<!-- [et_pb_line_break_holder] -->                    insurance company begins paying benefits.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Depending on the policy, it may be 30, 60, 90 days, or<!-- [et_pb_line_break_holder] -->                    another period.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Policies can differ in how those days are counted and what<!-- [et_pb_line_break_holder] -->                    type of care qualifies. Starting the process before care<!-- [et_pb_line_break_holder] -->                    needs become urgent can help families prepare.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- CARESCOUT --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section ltc-light ltc-wave-white\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-accreditation\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-accreditation-left\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-badge-icon\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <svg<!-- [et_pb_line_break_holder] -->                    viewBox=&#8221;0 0 24 24&#8243;<!-- [et_pb_line_break_holder] -->                    fill=&#8221;none&#8221;<!-- [et_pb_line_break_holder] -->                    stroke=&#8221;currentColor&#8221;<!-- [et_pb_line_break_holder] -->                    stroke-width=&#8221;1.7&#8243;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M12 3l2.3 2.1 3.1-.1.8 3 2.5 1.8-1.1 2.9 1.1 2.9-2.5 1.8-.8 3-3.1-.1L12 21l-2.3-2.1-3.1.1-.8-3-2.5-1.8 1.1-2.9-1.1-2.9 2.5-1.8.8-3 3.1.1L12 3z\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                        <path d=\"M8.5 12l2.2 2.2 4.8-5\"><\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <\/svg><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <strong><!-- [et_pb_line_break_holder] -->                    Accredited<!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                    CareScout Quality Network Agency<!-- [et_pb_line_break_holder] -->                <\/strong><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-accreditation-right\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                    Local Experience<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                    An Accredited CareScout Quality Network Agency<!-- [et_pb_line_break_holder] -->                <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Caring Senior Service in Chattanooga is proud to be an<!-- [et_pb_line_break_holder] -->                    accredited CareScout Quality Network Agency.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    For families using long-term care insurance, working with a<!-- [et_pb_line_break_holder] -->                    home care provider that understands the insurance process<!-- [et_pb_line_break_holder] -->                    can make arranging care easier.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Ivan and his team regularly work with seniors and families<!-- [et_pb_line_break_holder] -->                    who are ready to begin using the long-term care benefits<!-- [et_pb_line_break_holder] -->                    they have spent years building.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Whether your policy is through Genworth Financial,<!-- [et_pb_line_break_holder] -->                    John Hancock, MetLife, MassMutual, Mutual of Omaha, or<!-- [et_pb_line_break_holder] -->                    another insurer, our team can help you understand how<!-- [et_pb_line_break_holder] -->                    home care may fit into your plan.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- HOME CARE SERVICES --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section ltc-white ltc-wave-light\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-heading-center\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                Find the Right Care<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                Home Care That Works With Your Long-Term Care Benefits<!-- [et_pb_line_break_holder] -->            <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <pee><!-- [et_pb_line_break_holder] -->                Once benefits are available, Caring Senior Service in Chattanooga<!-- [et_pb_line_break_holder] -->                can provide personalized home care based on your loved one&#8217;s<!-- [et_pb_line_break_holder] -->                needs and schedule.<!-- [et_pb_line_break_holder] -->            <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-services-grid\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.cdn.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/2024\/04\/wired-outline-1630-shower.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Personal care&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Personal Care<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Help with bathing, dressing, grooming, toileting,<!-- [et_pb_line_break_holder] -->                    mobility, and other daily needs.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.cdn.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/2024\/05\/wired-outline-846-car-site-3.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Transportation&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Transportation<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Safe transportation to appointments, errands,<!-- [et_pb_line_break_holder] -->                    activities, and other destinations.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.cdn.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/2024\/05\/wired-outline-526-paper-bag-vegetables.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Meal preparation&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Meal Preparation<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Fresh meal preparation based on preferences,<!-- [et_pb_line_break_holder] -->                    routines, and dietary needs.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.cdn.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/2024\/05\/wired-outline-1230-capsules.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Medication reminders&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Medication Reminders<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Helpful reminders that support seniors in staying<!-- [et_pb_line_break_holder] -->                    on schedule with medications.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.cdn.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/2024\/05\/wired-outline-2342-hugging-love-1.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Companionship&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Companionship<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Meaningful conversation, activities, social<!-- [et_pb_line_break_holder] -->                    interaction, and everyday support.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.cdn.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/2024\/03\/wired-outline-436-love-care.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Respite care&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Respite Care<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Reliable care that gives family caregivers time<!-- [et_pb_line_break_holder] -->                    to rest and handle other responsibilities.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.cdn.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/2024\/05\/wired-outline-1701-broom.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Light housekeeping&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Light Housekeeping<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Help keeping the home clean, comfortable,<!-- [et_pb_line_break_holder] -->                    organized, and safer.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-service-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-service-icon\"><!-- [et_pb_line_break_holder] -->                    <img<!-- [et_pb_line_break_holder] -->                    src=&#8221;https:\/\/css-bucket.mkc1.digitaloceanspaces.com\/css-images\/wp-content\/uploads\/sites\/33\/2024\/05\/wired-outline-426-brain.png&#8221;<!-- [et_pb_line_break_holder] -->                    alt=&#8221;Dementia care&#8221;><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3>Dementia Care<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Personalized support for seniors living with<!-- [et_pb_line_break_holder] -->                    Alzheimer&#8217;s, dementia, or memory loss.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- WHY FAMILIES CHOOSE CARING --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section ltc-light ltc-wave-white\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-heading-center\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                Why Families Choose Caring<!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                Why Choose Caring Senior Service in Chattanooga?<!-- [et_pb_line_break_holder] -->            <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <pee><!-- [et_pb_line_break_holder] -->                Everything we do is designed to help seniors remain<!-- [et_pb_line_break_holder] -->                healthy, happy, and at home while giving families<!-- [et_pb_line_break_holder] -->                confidence and peace of mind.<!-- [et_pb_line_break_holder] -->            <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-why-grid\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-why-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-why-icon\"><!-- [et_pb_line_break_holder] -->                    <i class=\"fa-solid fa-heart\" aria-hidden=\"true\"><\/i><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    The GreatCare\u00ae Difference<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Our personalized approach puts your loved one&#8217;s needs first.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-why-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-why-icon\"><!-- [et_pb_line_break_holder] -->                    <i class=\"fa-solid fa-user-check\" aria-hidden=\"true\"><\/i><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Trusted Caregivers<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Compassionate caregivers who are carefully screened and trained.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-why-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-why-icon\"><!-- [et_pb_line_break_holder] -->                    <i class=\"fa-solid fa-hand-holding-heart\" aria-hidden=\"true\"><\/i><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Personalized Care Plans<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Care tailored to your loved one&#8217;s unique needs.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-why-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-why-icon\"><!-- [et_pb_line_break_holder] -->                    <i class=\"fa-solid fa-tablet-screen-button\" aria-hidden=\"true\"><\/i><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Innovative Technology<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Our Family Portal keeps you connected with care updates<!-- [et_pb_line_break_holder] -->                    and visit insights.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-why-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-why-icon\"><!-- [et_pb_line_break_holder] -->                    <i class=\"fa-solid fa-users\" aria-hidden=\"true\"><\/i><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Family Support<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Guidance, communication, and peace of mind every step of the way.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-why-card\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-why-icon\"><!-- [et_pb_line_break_holder] -->                    <i class=\"fa-solid fa-check-double\" aria-hidden=\"true\"><\/i><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h3><!-- [et_pb_line_break_holder] -->                    Flexible Care<!-- [et_pb_line_break_holder] -->                <\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    Choose the schedule that&#8217;s right for your family,<!-- [et_pb_line_break_holder] -->                    from a few hours to 24\/7 care.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- IVAN CTA --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-section ltc-white ltc-wave-red\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-owner-cta\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-kicker\"><!-- [et_pb_line_break_holder] -->                    Have Questions About Your Policy?<!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<h2><!-- [et_pb_line_break_holder] -->                    Not Sure If Your Long-Term Care Insurance Can Be Used Yet?<!-- [et_pb_line_break_holder] -->                <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    You do not have to figure it out alone. Whether your policy<!-- [et_pb_line_break_holder] -->                    is through Genworth Financial, John Hancock, MetLife,<!-- [et_pb_line_break_holder] -->                    MassMutual, Mutual of Omaha, Unum, Davies Life &#038; Health,<!-- [et_pb_line_break_holder] -->                    Allianz, AARP, or another provider, the first step is<!-- [et_pb_line_break_holder] -->                    understanding your policy and whether your current care<!-- [et_pb_line_break_holder] -->                    needs may qualify for benefits.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <pee><!-- [et_pb_line_break_holder] -->                    You have already spent years investing in your long-term<!-- [et_pb_line_break_holder] -->                    care coverage. When the time comes to use it, we want to<!-- [et_pb_line_break_holder] -->                    help you get as much value from that investment as possible<!-- [et_pb_line_break_holder] -->                    while giving you or your loved one the support needed to<!-- [et_pb_line_break_holder] -->                    remain safely at home.<!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/p>\n<div class=\"ltc-buttons\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <a<!-- [et_pb_line_break_holder] -->                    href=&#8221;tel:+14234555530&#8243;<!-- [et_pb_line_break_holder] -->                    class=&#8221;ltc-btn ltc-btn-red&#8221;><!-- [et_pb_line_break_holder] -->                        Call Ivan: (423) 455-5530<!-- [et_pb_line_break_holder] -->                    <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                    <a<!-- [et_pb_line_break_holder] -->                    href=&#8221;https:\/\/caringseniorservice.com\/chattanooga\/contact\/&#8221;<!-- [et_pb_line_break_holder] -->                    class=&#8221;ltc-btn ltc-btn-outline-white&#8221;><!-- [et_pb_line_break_holder] -->                        Send Us a Message<!-- [et_pb_line_break_holder] -->                    <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/p>\n<div class=\"ltc-owner-mark\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <strong><!-- [et_pb_line_break_holder] -->                    IW<!-- [et_pb_line_break_holder] -->                <\/strong><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->                <span><!-- [et_pb_line_break_holder] -->                    Ivan<!-- [et_pb_line_break_holder] -->                <\/span><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- FINAL CTA --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-final-cta\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ltc-container\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<h2><!-- [et_pb_line_break_holder] -->            Talk to Ivan About Your Long-Term Care Insurance<!-- [et_pb_line_break_holder] -->        <\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <pee><!-- [et_pb_line_break_holder] -->            Ivan can learn more about your policy, your current situation,<!-- [et_pb_line_break_holder] -->            and the type of help you or your loved one needs. From there,<!-- [et_pb_line_break_holder] -->            the Caring Senior Service team can help you better understand<!-- [et_pb_line_break_holder] -->            your next steps and create a home care plan that makes sense<!-- [et_pb_line_break_holder] -->            for your family.<!-- [et_pb_line_break_holder] -->        <\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div class=\"ltc-final-buttons\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <a<!-- [et_pb_line_break_holder] -->            href=&#8221;tel:+14234555530&#8243;<!-- [et_pb_line_break_holder] -->            class=&#8221;ltc-btn ltc-btn-white&#8221;><!-- [et_pb_line_break_holder] -->                Call (423) 455-5530<!-- [et_pb_line_break_holder] -->            <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            <a<!-- [et_pb_line_break_holder] -->            href=&#8221;https:\/\/caringseniorservice.com\/chattanooga\/contact\/&#8221;<!-- [et_pb_line_break_holder] -->            class=&#8221;ltc-btn ltc-btn-outline-white&#8221;><!-- [et_pb_line_break_holder] -->                Contact the Chattanooga Team<!-- [et_pb_line_break_holder] -->            <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- FOOTER DIVIDER --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<section class=\"ltc-footer-divider\" aria-hidden=\"true\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <svg<!-- [et_pb_line_break_holder] -->    viewBox=&#8221;0 0 1440 112&#8243;<!-- [et_pb_line_break_holder] -->    preserveAspectRatio=&#8221;none&#8221;<!-- [et_pb_line_break_holder] -->    xmlns=&#8221;http:\/\/www.w3.org\/2000\/svg&#8221;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <path<!-- [et_pb_line_break_holder] -->        fill=&#8221;#f4f4f0&#8243;<!-- [et_pb_line_break_holder] -->        d=&#8221;<!-- [et_pb_line_break_holder] -->        M0,56<!-- [et_pb_line_break_holder] -->        C175,27 350,22 545,34<!-- [et_pb_line_break_holder] -->        C755,47 925,75 1125,77<!-- [et_pb_line_break_holder] -->        C1245,78 1355,68 1440,54<!-- [et_pb_line_break_holder] -->        L1440,112<!-- [et_pb_line_break_holder] -->        L0,112<!-- [et_pb_line_break_holder] -->        Z&#8221;><!-- [et_pb_line_break_holder] -->        <\/path><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/svg><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/section>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":56,"featured_media":380403,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-383175","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Chattanooga Long-Term Care Insurance for In-Home Senior Care<\/title>\n<meta name=\"description\" content=\"Learn how long-term care insurance may help pay for home care in Chattanooga. 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