.caring-ltc {
	--caring-navy: #19427a;
	--caring-blue: #2f5c9a;
	--caring-rust: #bc3c28;
	--caring-rust-dark: #96301f;
	--caring-cream: #f4f4ef;
	--caring-sky: #edf4fa;
	--caring-line: #d6e0eb;
	--caring-ink: #15345d;
	--caring-muted: #52677f;
	--caring-white: #fff;
	width: 100%;
	max-width: none;
	margin: 40px auto;
	position: relative;
	overflow-x: clip;
	color: var(--caring-ink);
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	line-height: 1.6;
}

.caring-ltc *,
.caring-ltc *::before,
.caring-ltc *::after { box-sizing: border-box; }

.caring-ltc .screen-reader-text {
	position: absolute !important;
	width: 1px;
	height: 1px;
	padding: 0;
	margin: -1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
	clip-path: inset(50%);
	left: 0;
	white-space: nowrap;
	border: 0;
}

.caring-ltc h2,
.caring-ltc h3,
.caring-ltc p { margin-top: 0; }

.caring-ltc h2,
.caring-ltc h3 {
	font-family: Montserrat, Arial, Helvetica, sans-serif;
	font-weight: 700;
	color: var(--caring-navy);
}

.caring-ltc__intro {
	max-width: 760px;
	margin-bottom: 32px;
}

.caring-ltc__eyebrow {
	margin-bottom: 8px;
	color: var(--caring-rust);
	font-size: 14px;
	font-weight: 700;
	letter-spacing: .09em;
	text-transform: uppercase;
}

.caring-ltc__intro h2 {
	margin-bottom: 14px;
	font-size: clamp(32px, 4vw, 47px);
	line-height: 1.16;
}

.caring-ltc__intro > p:last-child {
	margin-bottom: 0;
	color: var(--caring-muted);
}

.caring-ltc__layout {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 28px;
	align-items: start;
}

.caring-ltc__layout:has(.caring-ltc__advanced:not([open])) {
	align-items: stretch;
}

.caring-ltc__layout > * { min-width: 0; }

.caring-ltc__form,
.caring-ltc__results,
.caring-ltc__comparison-panel {
	border: 1px solid var(--caring-line);
	border-radius: 24px;
	background: var(--caring-white);
	box-shadow: 0 18px 48px rgba(25, 66, 122, .09);
}

.caring-ltc__form { padding: clamp(24px, 4vw, 42px); }

.caring-ltc__field-group + .caring-ltc__field-group { margin-top: 28px; }

.caring-ltc label,
.caring-ltc legend {
	font-weight: 700;
	color: var(--caring-navy);
}

.caring-ltc__label-row { display: block; }

.caring-ltc__slider-row {
	display: grid;
	grid-template-columns: 1fr 108px;
	gap: 18px;
	align-items: center;
	margin-top: 10px;
}

.caring-ltc input[type="range"] {
	width: 100%;
	height: 28px;
	padding: 0;
	border: 0 !important;
	outline: 0 !important;
	background: transparent;
	box-shadow: none !important;
	appearance: none;
	-webkit-appearance: none;
}

.caring-ltc input[type="range"]::-webkit-slider-runnable-track {
	height: 5px;
	border: 0;
	border-radius: 999px;
	background: #d3dce7;
}

.caring-ltc input[type="range"]::-webkit-slider-thumb {
	width: 18px;
	height: 18px;
	margin-top: -6.5px;
	border: 0;
	border-radius: 50%;
	background: var(--caring-rust);
	box-shadow: none;
	appearance: none;
	-webkit-appearance: none;
}

.caring-ltc input[type="range"]::-moz-range-track {
	height: 5px;
	border: 0;
	border-radius: 999px;
	background: #d3dce7;
}

.caring-ltc input[type="range"]::-moz-range-progress {
	height: 5px;
	border-radius: 999px;
	background: var(--caring-rust);
}

.caring-ltc input[type="range"]::-moz-range-thumb {
	width: 18px;
	height: 18px;
	border: 0;
	border-radius: 50%;
	background: var(--caring-rust);
	box-shadow: none;
}

.caring-ltc input[type="range"]:focus-visible::-webkit-slider-thumb {
	box-shadow: 0 0 0 4px rgba(47, 92, 154, .24);
}

.caring-ltc input[type="range"]:focus-visible::-moz-range-thumb {
	box-shadow: 0 0 0 4px rgba(47, 92, 154, .24);
}

.caring-ltc input[type="number"],
.caring-ltc select {
	width: 100%;
	min-height: 52px;
	border: 2px solid #b8c7d8;
	border-radius: 12px;
	background: var(--caring-white);
	color: var(--caring-ink);
	font: inherit;
	font-weight: 700;
}

.caring-ltc input[type="number"] {
	padding: 8px 12px;
	appearance: textfield;
	-moz-appearance: textfield;
}

.caring-ltc input[type="number"]::-webkit-inner-spin-button,
.caring-ltc input[type="number"]::-webkit-outer-spin-button {
	margin: 0;
	appearance: none;
	-webkit-appearance: none;
}

.caring-ltc__stepper {
	display: flex;
	align-items: stretch;
	min-width: 0;
	min-height: 52px;
	border: 2px solid #b8c7d8;
	border-radius: 12px;
	background: var(--caring-white);
	overflow: hidden;
}

.caring-ltc__stepper:focus-within { border-color: var(--caring-blue); }
.caring-ltc__stepper:has(input[aria-invalid="true"]) { border-color: var(--caring-rust); }

.caring-ltc__stepper.is-contained {
	flex: 1 1 auto;
	align-self: stretch;
	min-height: 0;
	border: 0;
	border-radius: 0;
	background: transparent;
}

.caring-ltc__stepper input {
	flex: 1 1 auto;
	min-width: 0;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	box-shadow: none !important;
	outline: 0 !important;
}

.caring-ltc__stepper-unit {
	flex: 0 0 auto;
	display: flex;
	align-items: center;
	padding: 0 10px 0 6px;
	color: var(--caring-muted);
	font-size: 14px;
	font-weight: 400;
	white-space: nowrap;
}

.caring-ltc__stepper-controls {
	flex: 0 0 34px;
	display: flex;
	flex-direction: column;
	border-left: 1px solid var(--caring-line);
}

.caring-ltc .caring-ltc__stepper-button {
	position: relative;
	flex: 1 1 50%;
	min-width: 34px;
	min-height: 0;
	padding: 0;
	border: 0;
	border-radius: 0;
	background: var(--caring-sky);
	color: var(--caring-navy);
	box-shadow: none;
	cursor: pointer;
}

.caring-ltc .caring-ltc__stepper-button + .caring-ltc__stepper-button {
	border-top: 1px solid var(--caring-line);
}

.caring-ltc .caring-ltc__stepper-button::before {
	content: "";
	position: absolute;
	left: 50%;
	top: 50%;
	width: 6px;
	height: 6px;
	border-right: 2px solid currentColor;
	border-bottom: 2px solid currentColor;
	transform: translate(-50%, -30%) rotate(225deg);
}

.caring-ltc .caring-ltc__stepper-button.is-down::before {
	transform: translate(-50%, -70%) rotate(45deg);
}

.caring-ltc .caring-ltc__stepper-button:hover,
.caring-ltc .caring-ltc__stepper-button:focus-visible {
	outline: 0;
	background: #dfeaf4;
	color: var(--caring-rust);
}

.caring-ltc select { padding: 8px 40px 8px 14px; }

.caring-ltc input[type="number"]:focus,
.caring-ltc select:focus {
	outline: 0;
	border-color: var(--caring-blue);
	box-shadow: none;
}

.caring-ltc button:focus,
.caring-ltc a:focus,
.caring-ltc summary:focus {
	outline: 0;
}

.caring-ltc button:focus-visible,
.caring-ltc a:focus-visible,
.caring-ltc summary:focus-visible {
	outline: 3px solid rgba(47, 92, 154, .28);
	outline-offset: 3px;
}

.caring-ltc input[aria-invalid="true"] { border-color: var(--caring-rust); }

.caring-ltc__money-input,
.caring-ltc__percent-input {
	display: flex;
	align-items: center;
	margin-top: 10px;
	border: 2px solid #b8c7d8;
	border-radius: 12px;
	background: var(--caring-white);
	overflow: hidden;
}

.caring-ltc__money-input:focus-within,
.caring-ltc__percent-input:focus-within {
	border-color: var(--caring-blue);
}

.caring-ltc__money-input:has(input[aria-invalid="true"]),
.caring-ltc__percent-input:has(input[aria-invalid="true"]) {
	border-color: var(--caring-rust);
}

.caring-ltc__money-input > span,
.caring-ltc__percent-input > span {
	padding: 0 14px;
	font-weight: 700;
	color: var(--caring-navy);
}

.caring-ltc__money-input input,
.caring-ltc__percent-input input {
	min-width: 0;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	box-shadow: none !important;
	outline: 0 !important;
}

.caring-ltc__money-input .caring-ltc__suffix {
	white-space: nowrap;
	font-weight: 400;
	color: var(--caring-muted);
}

.caring-ltc__helper {
	margin: 8px 0 2px;
	color: var(--caring-muted);
	font-size: 14px;
	line-height: 1.55;
}

.caring-ltc__text-button {
	padding: 3px 0;
	border: 0;
	background: transparent;
	color: var(--caring-rust);
	font: inherit;
	font-size: 14px;
	font-weight: 700;
	text-decoration: underline;
	text-underline-offset: 3px;
	cursor: pointer;
}

.caring-ltc__error {
	min-height: 1.2em;
	margin: 3px 0 0;
	color: var(--caring-rust);
	font-size: 13px;
}

.caring-ltc__duration-row {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 12px;
	margin-top: 10px;
}

.caring-ltc__advanced {
	width: 100%;
	min-width: 0;
	max-width: 100%;
	margin-top: 24px;
	border-top: 1px solid var(--caring-line);
}

.caring-ltc__advanced summary {
	padding: 22px 0 0;
	color: var(--caring-navy);
	font-weight: 700;
	cursor: pointer;
}

.caring-ltc__advanced summary:focus:not(:focus-visible) { outline: 0; }

.caring-ltc__advanced summary:focus-visible {
	outline: 0;
	box-shadow: none;
	color: var(--caring-rust);
}

.caring-ltc__advanced-inner {
	width: 100%;
	min-width: 0;
	max-width: 100%;
	padding: 20px 0 2px;
	transform-origin: top;
	will-change: height, opacity, transform;
}

.caring-ltc__percent-input { max-width: 170px; }

.caring-ltc__overrides {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(min(100%, 220px), 1fr));
	gap: 12px;
	width: 100%;
	min-width: 0;
	max-width: 100%;
	min-inline-size: 0;
	margin: 26px 0 0;
	padding: 24px 0 0;
	border: 0;
	border-top: 1px solid var(--caring-line);
	background: transparent;
}

.caring-ltc__overrides legend {
	width: 100%;
	padding: 0;
	font-size: 16px;
	line-height: 1.4;
}

.caring-ltc__overrides-intro {
	grid-column: 1 / -1;
	margin: -4px 0 4px;
	color: var(--caring-muted);
	font-size: 13px;
	line-height: 1.5;
}

.caring-ltc__override-field {
	min-width: 0;
	padding: 14px;
	border: 1px solid var(--caring-line);
	border-radius: 12px;
	background: var(--caring-white);
}

.caring-ltc__override-field label {
	display: block;
	margin-bottom: 8px;
	font-size: 13px;
	line-height: 1.35;
}

.caring-ltc__override-field > div {
	display: flex;
	align-items: center;
	width: 100%;
	min-width: 0;
	gap: 0;
	border: 1px solid #b8c7d8;
	border-radius: 10px;
	background: var(--caring-white);
	overflow: hidden;
	font-size: 13px;
}

.caring-ltc__override-field > div:focus-within { border-color: var(--caring-blue); }

.caring-ltc__override-field > div > span {
	padding: 0 10px;
	color: var(--caring-muted);
	white-space: nowrap;
}

.caring-ltc__override-field input {
	min-width: 0;
	min-height: 42px;
	padding: 6px 0;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	box-shadow: none !important;
	outline: 0 !important;
	text-align: right;
}

.caring-ltc__results {
	position: sticky;
	top: 28px;
	padding: clamp(28px, 4vw, 44px);
	border-color: var(--caring-navy);
	background: var(--caring-navy);
	color: var(--caring-white);
	overflow: hidden;
}

.caring-ltc__results > * {
	min-width: 0;
	max-width: 100%;
}

.caring-ltc__results::after {
	content: "";
	position: absolute;
	right: -75px;
	top: -90px;
	width: 220px;
	height: 220px;
	border: 34px solid rgba(255, 255, 255, .06);
	border-radius: 50%;
	pointer-events: none;
}

.caring-ltc__results-label {
	margin-bottom: 2px;
	font-size: 15px;
	font-weight: 700;
	letter-spacing: .06em;
	text-transform: uppercase;
}

.caring-ltc__total {
	margin-bottom: 0;
	padding-bottom: 0 !important;
	font-family: Montserrat, Arial, sans-serif;
	font-size: clamp(42px, 6vw, 64px) !important;
	font-weight: 700;
	line-height: 1.05;
	letter-spacing: -.04em;
	overflow-wrap: anywhere;
}

.caring-ltc__period { margin: 4px 0 28px; opacity: .82; }

.caring-ltc__result-grid {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 1px;
	margin: 0 0 24px;
	background: rgba(255, 255, 255, .18);
}

.caring-ltc__result-grid > div {
	display: flex;
	flex-direction: column;
	min-width: 0;
	padding: 16px 14px;
	background: var(--caring-navy);
}

.caring-ltc__result-grid > div:last-child { grid-column: 1 / -1; }
.caring-ltc__result-grid span { font-size: 13px; opacity: .75; }
.caring-ltc__result-grid strong { font-size: 20px; }

.caring-ltc__summary {
	margin-bottom: 20px;
	font-size: 16px;
	line-height: 1.6;
	overflow-wrap: break-word;
}

.caring-ltc__disclaimer {
	margin-bottom: 0;
	padding-top: 18px;
	border-top: 1px solid rgba(255, 255, 255, .24);
	font-size: 12px;
	line-height: 1.55;
	overflow-wrap: break-word;
	opacity: .78;
}

.caring-ltc__compare { margin-top: 28px; }

.caring-ltc__comparison-panel { margin-top: 0; padding: clamp(24px, 4vw, 40px); box-shadow: none; }
.caring-ltc__comparison-panel h3 { margin-bottom: 4px; font-size: 28px; }
.caring-ltc__comparison-panel > p { color: var(--caring-muted); }

.caring-ltc__bars { margin-top: 28px; }
.caring-ltc__bar + .caring-ltc__bar { margin-top: 18px; }
.caring-ltc__bar-label { display: flex; justify-content: space-between; gap: 16px; margin-bottom: 6px; font-size: 15px; }
.caring-ltc__bar-label strong { color: var(--caring-navy); }
.caring-ltc__bar-track { height: 13px; border-radius: 999px; background: #dfe8f1; overflow: hidden; }
.caring-ltc__bar-track span { display: block; height: 100%; border-radius: inherit; background: var(--caring-blue); transition: width .3s ease; }
.caring-ltc__bar.is-home .caring-ltc__bar-label { color: var(--caring-rust); font-weight: 700; }
.caring-ltc__bar.is-home .caring-ltc__bar-track span { background: var(--caring-rust); }

.caring-ltc__source { margin: 28px 0 0; padding-top: 18px; border-top: 1px solid var(--caring-line); font-size: 13px; line-height: 1.55; }
.caring-ltc__source a { color: var(--caring-navy); font-weight: 700; }

.caring-ltc__cta {
	display: flex;
	justify-content: space-between;
	align-items: center;
	gap: 28px;
	margin-top: 28px;
	padding: clamp(26px, 4vw, 40px);
	border-radius: 24px;
	background: var(--caring-cream);
}

.caring-ltc__cta h3 { margin-bottom: 4px; color: var(--caring-rust); font-size: 28px; }
.caring-ltc__cta p { margin-bottom: 0; color: var(--caring-muted); }
.caring-ltc__cta-button {
	flex: 0 0 auto;
	display: inline-block;
	padding: 12px 28px;
	border-radius: 100px;
	background: var(--caring-rust);
	color: var(--caring-white) !important;
	font-weight: 700;
	line-height: 1.7;
	text-decoration: none !important;
	transition: background .2s ease, transform .2s ease;
}

.caring-ltc__cta-button:hover { background: var(--caring-rust-dark); transform: translateY(-1px); }

/* Stagger the calculator into view once its JavaScript has initialized. */
.caring-ltc.caring-ltc--reveal .caring-ltc__intro,
.caring-ltc.caring-ltc--reveal .caring-ltc__form,
.caring-ltc.caring-ltc--reveal .caring-ltc__results,
.caring-ltc.caring-ltc--reveal .caring-ltc__compare,
.caring-ltc.caring-ltc--reveal .caring-ltc__cta {
	opacity: 0;
	transform: translateY(18px);
	transition:
		opacity 600ms cubic-bezier(.2, .8, .2, 1),
		transform 600ms cubic-bezier(.2, .8, .2, 1);
	will-change: opacity, transform;
}

.caring-ltc.caring-ltc--reveal.caring-ltc--visible .caring-ltc__intro,
.caring-ltc.caring-ltc--reveal.caring-ltc--visible .caring-ltc__form,
.caring-ltc.caring-ltc--reveal.caring-ltc--visible .caring-ltc__results,
.caring-ltc.caring-ltc--reveal.caring-ltc--visible .caring-ltc__compare,
.caring-ltc.caring-ltc--reveal.caring-ltc--visible .caring-ltc__cta {
	opacity: 1;
	transform: translateY(0);
}

.caring-ltc.caring-ltc--reveal .caring-ltc__form { transition-delay: 80ms; }
.caring-ltc.caring-ltc--reveal .caring-ltc__results { transition-delay: 160ms; }
.caring-ltc.caring-ltc--reveal .caring-ltc__compare { transition-delay: 240ms; }
.caring-ltc.caring-ltc--reveal .caring-ltc__cta { transition-delay: 320ms; }

.caring-ltc.caring-ltc--visible .caring-ltc__intro,
.caring-ltc.caring-ltc--visible .caring-ltc__form,
.caring-ltc.caring-ltc--visible .caring-ltc__results,
.caring-ltc.caring-ltc--visible .caring-ltc__compare,
.caring-ltc.caring-ltc--visible .caring-ltc__cta {
	will-change: auto;
}

@media (max-width: 960px) {
	.caring-ltc { margin: 28px auto; }
	.caring-ltc__layout,
	.caring-ltc__layout:has(.caring-ltc__advanced:not([open])) {
		grid-template-columns: 1fr;
		align-items: start;
	}
	.caring-ltc__results { position: static; }
	.caring-ltc__cta { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 600px) {
	.caring-ltc {
		margin: 20px auto;
		font-size: 16px;
		line-height: 1.5;
	}
	.caring-ltc__intro { margin-bottom: 24px; }
	.caring-ltc__intro h2 { font-size: clamp(28px, 9vw, 38px); }
	.caring-ltc__layout { gap: 20px; }
	.caring-ltc__form,
	.caring-ltc__results,
	.caring-ltc__comparison-panel { border-radius: 18px; }
	.caring-ltc__form { padding: 22px 18px; }
	.caring-ltc__results { padding: 26px 20px; }
	.caring-ltc__field-group + .caring-ltc__field-group { margin-top: 22px; }
	.caring-ltc__slider-row { grid-template-columns: minmax(0, 1fr) 96px; gap: 10px; }
	.caring-ltc__duration-row { grid-template-columns: minmax(0, 1fr) minmax(112px, .8fr); }
	.caring-ltc__total { font-size: clamp(38px, 13vw, 52px) !important; }
	.caring-ltc__result-grid { grid-template-columns: 1fr; }
	.caring-ltc__result-grid > div:last-child { grid-column: auto; }
	.caring-ltc__bar-label { align-items: baseline; font-size: 13px; }
	.caring-ltc__compare { margin-top: 20px; }
	.caring-ltc__comparison-panel { padding: 24px 18px; }
	.caring-ltc__comparison-panel h3 { font-size: 24px; }
	.caring-ltc__cta { gap: 20px; margin-top: 20px; padding: 24px 20px; }
	.caring-ltc__cta h3 { font-size: 24px; }
	.caring-ltc__cta-button { width: 100%; text-align: center; }
}

@media (max-width: 380px) {
	.caring-ltc__slider-row { grid-template-columns: 1fr; }
	.caring-ltc__duration-row { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
	.caring-ltc *,
	.caring-ltc *::before,
	.caring-ltc *::after { scroll-behavior: auto !important; transition: none !important; }

	.caring-ltc.caring-ltc--reveal .caring-ltc__intro,
	.caring-ltc.caring-ltc--reveal .caring-ltc__form,
	.caring-ltc.caring-ltc--reveal .caring-ltc__results,
	.caring-ltc.caring-ltc--reveal .caring-ltc__compare,
	.caring-ltc.caring-ltc--reveal .caring-ltc__cta {
		opacity: 1;
		transform: none;
	}
}